我國(guó)征信市場(chǎng)有效監(jiān)管的模式構(gòu)建及政策制度研究.pdf

1、山西財(cái)經(jīng)大學(xué)碩士學(xué)位論文我國(guó)征信市場(chǎng)有效監(jiān)管的模式構(gòu)建及政策制度研究姓名：甕亞娟申請(qǐng)學(xué)位級(jí)別：碩士專業(yè)：金融學(xué)指導(dǎo)教師：孔祥毅20114AbstractThehealthydevelopmentofcreditreptingindustrywillnotonlyhelptheconstructionofsocialcreditsystemitisnecessarytoimprovetheconditionsofmarketeconomy

2、.AtpresentChinascreditsystemhasmadesomeachievementsbuthasnotestablishedacompleteeffectivecreditcontrolsystemtoregulatetheoperationofcreditreptingindustry.Therefeindepthstudyofeffectivesupervisionmodelofcreditpoliciesinst

3、itutionalarrangementstopromotethedevelopmentofcreditreptingindustryhasimptantpracticalsignificance.Throughitssupervisiononthetheeticalstudyofcreditthatthecreditcontrolinthesettlementofnegativeexternalitiesinfmationasymme

4、trythenatureofpublicgoodstheadverseconsequencesofcompetitionhasanimptantrolethemainbodytohelpprotectcreditinfmationlegitimaterightsintereststoensureequitableaccesstocreditsubjecttocredittosafeguardnationalsecuritystabili

5、tyofthefinancialsystemtopromotethehealthydevelopmentofcreditreptingindustry.ThroughEuropetheUnitedStatesTaiwanChinatheregulatystatusofcreditindustryanalysissummarizedthedevelopedcountriesregionstoeffectivelymonitthecredi

6、texperiencethatonecannotdowithoutasoundeffectivecreditcontrollegalsystemtwoinseparablefromtherightCreditmonitingmodeofthethreeindustryselfregulatymechanismshouldbeeffectivecooperationeffectiveregulatysystemfourbuildingal

7、otofinspiration.ByanalizingthestatusofcreditindustrythepaperthatChinascurrentregulatysystemarestillmanyproblems:thelegalsystemisnotperfectthelackofcreditregulatybasisregulatybodyfragmentationthelackofaunifiedbasisfregula

8、tioncontrolobjectsarenotclearlydefineditisdifficultImplementationofacomprehensivemarketregulationthePeoplesBanksupervisionmanagementofcreditquestionedthecredibilityoftheindustryindustryselfregulationmechanismhasnotyetfme

9、ditisdifficulttoachievestardizedmarketregulation.Regulationofcreditreptingindustryftheproblemsthearticleontheconstructionofeffectivecreditmonitingsystemmadeindepthstudy.FirsttheGovernmentproposedtodeterminethestatusofthe