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    • 簡介:分類號F830密級秘密、機(jī)密、絕密學(xué)校代碼10057研究生學(xué)號05818101基于委托代理理論的國有商業(yè)銀行操作風(fēng)險分析STUDYONOPERATIONALRISKOFTHESTATEOWNEDCOMMERCIALBANKSBASEDONPRINCIPALAGENTTHEORY專業(yè)名稱企業(yè)管理指導(dǎo)教師姓名杜子平教授研究生姓名彭益生申請學(xué)位級別管理學(xué)碩士論文提交日期2008年3月論文課題來源自選項目學(xué)位授予單位天津科技大學(xué)天津科技大學(xué)IY1719ILLLLL7LUL/14LLL/LLLLLLL//5LLLLLⅧ㈥作者簽名I【芳Z日期加&Q月砂日作者簽名百石墨醐。矽。艿年I;月朋學(xué)位論文版權(quán)使用授權(quán)書本學(xué)位論文作者完全了解學(xué)校有關(guān)保留、使用學(xué)位論文的規(guī)定,同意學(xué)校保留并向國家有關(guān)部門或機(jī)構(gòu)送交論文的復(fù)印件和電子版,允許論文被查閱和借閱。本人授權(quán)天津科技大學(xué)可以將本學(xué)位論文的全部或部分內(nèi)容編入有關(guān)數(shù)據(jù)庫進(jìn)行檢索,可以采用影印、縮印或掃描等復(fù)制手段保存和匯編本學(xué)位論文。保密口請在方框內(nèi)打葉’,在年解密后適用本授權(quán)書。本學(xué)位論文屬于不保密G請在方框內(nèi)打寸,。作者簽名鼉\磊嘭日期卯口I年;月矽伺導(dǎo)師簽名才乇Y豐日期≯僻多月易鉬L
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    • 簡介:廈門大學(xué)碩士學(xué)位論文中國家族企業(yè)經(jīng)營權(quán)傳承問題的研究基于委托代理理論的分析姓名朱靚申請學(xué)位級別碩士專業(yè)西方經(jīng)濟(jì)學(xué)指導(dǎo)教師楊繼國20080401ABSTRACTWHETHERINTHEDEVELOPEDWESTERNCOUNTRIESORCHINA,FAMILYENTERPRISEISTHEMAINFORMOFENTERPRISESWHICHPLAYSALLIMPORTANTROLEINTHEECONOMICANDSOCIALDEVELOPMENT,ESPECIALLYINCHINA.ARATIONALANALYSISOFTHEEXISTINGPROBLEMSINSURVIVALANDDEVELOPMENTOFFAMILYENTERPRISES,ANDGUIDINGTHEFAMILYENTERPRISESTOBREAKTHEIROWNLIMITATIONSISTHEIMPORTANTRESPONSIBILITYFORECONOMISTSANDMANFIGEMENTSCHOLARS.FAMILYENTERPRISESAREFACED麗MSEVERALPRESSINGISSUESINTHEDEVELOPMENT.SUCH邪PROPERTYRI蚍GOVERNANCESTRUCTUREANDMANAGEMENTRIGHTTRANSMISSION.MANAGEMENTRIGHTTRANSMISSION,WHICHISTHEMAJORFUMINGPOINTINSURVIVALANDDEVELOPMENTOFFAMILYENTERPRISES,ISREGARDEDASONEOFTHEMOSTIMPORTANTSTRATEGICQUESTIONS.MANAGEMENTRIGHTTRANSMISSIONAFFECTSALLASPECTSOFTHEENTERPRISES,INCLUDINGEMPLOYEES,SHAREHOLDERS,SUPPLIERS,CUSTOMERS,PUBLIC,WHICHALSOPROFOUNDLYAFFECTSTHEBUSINESSPERFORMANCE.THEFRAMEWORKOFTHISPAPERISLISTEDASFOLLOWSFLRSTLY,THEPAPERSIMPLYINTRODUCESTHERESEARCHBACKGROUND,SIGNIFICANCE,METHOD,INNOVATIONPONANDDEFICIENCY.INCHAPTERII,WEREVIEWEDANDCOMMENTEDBRIEFLYTHERELEVANTTHEORIESANDMODELSOFTHEMANAGEMENTRIGHTTRANSMISSIONOFFAMILYENTERPRISES.INCHAPTERIII,USINGTHEPRINCIPLEAGENTTHEORIESANDMODELSINWESTERNECONOMICS,THEPAPERDEMONSTRATESTHERATIONALITYOFTHETYPICALMANAGEMENTRIGHTTRANSMISSIONBETWEENGENERATIONSINCHINA’SFAMILYENTERPRISES.INCHAPTERIV,BASEDONTHEANALYSISOFTHEPROCESSOFTHEFAMILYENTERPRISEMANAGEMENTRIGHTTRANSMISSION,WECONSTRUCTEDTHEPRELIMINARYMODELOFTHEPATHOFCHINESEFAMILYENTERPRISEMANAGEMENTRIGHTTRANSMISSION,ANDUSINGTHECASEOFMANAGEMENTRIGHTTRANSMISSIONINFANZTAI,WEPROVETHECORRECTNESSOFTHETRANSMISSIONMODELRAISEDABOVE.CHAPTERVISCONCLUSIONANDPROSPECT.WEGIVETHEMAINCONCLUSIONOFTHEPAPERANDPUTFORWARDTHEFOREGROUNDOFMANAGEMENTTRANSMISSIONOFFAMILYENTERPRISEINFUTURESTUDY.KEYWORDSFAMILYENTERPRISE;PRINCIPLEAGENTTHEORY;MANAGEMENTRIGHTTRANSMISSION
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    • 簡介:山東大學(xué)碩士學(xué)位論文我國金融類上市公司股權(quán)結(jié)構(gòu)、股利政策和代理成本的相關(guān)性研究姓名王俊籽申請學(xué)位級別碩士專業(yè)企業(yè)管理指導(dǎo)教師張玉明20080320山東大學(xué)碩士學(xué)位論文中文摘要股利政策的代理成本理論認(rèn)為公司發(fā)放股利能夠降低代理成本,但在我國金融類上市公司的實(shí)踐中難以實(shí)現(xiàn)。在我國由于上市公司股權(quán)結(jié)構(gòu)不完善、代彈問題突出以及我國證券市場還處于一種弱式有效市場。上市公司未形成完善的股利政策制定機(jī)制,股利分配存在著一些不規(guī)范之處,如股利分配形式多種多樣、股利支付率低且短期行為嚴(yán)重、不分配王見象普遍存在等。面對我國日益規(guī)范的證券市場、理性投資者的需求和上市公司自身的價值評價等因素,迫切需要需要科學(xué)、系統(tǒng)和實(shí)用的理論研究和實(shí)務(wù)研究成果作指導(dǎo)來規(guī)范金融類上市公司的股利分配政策。造成上述股利分配特點(diǎn)的影響因素很多,股權(quán)結(jié)構(gòu)是其中最重要的內(nèi)在性因素,也是產(chǎn)牛代理問題的制度性根源,以金融類上市公司的股利政策、代理成本為研究核心,將其置于股權(quán)結(jié)構(gòu)的背景下展開研究具有重要意義。金融類上市公司一直作為滬深兩市重要的風(fēng)向標(biāo)和指標(biāo)股對A股市場運(yùn)行有著深遠(yuǎn)的影響,但其股權(quán)結(jié)構(gòu)卻具有股權(quán)集中程度較高,非流通股占比大且以國有股含國有法人股為控股股東的特殊性,由此導(dǎo)致代理問題突出,股利政策成為控股股東進(jìn)行“利益輸送”和侵害中小股東利益的工具,而很難發(fā)揮降低代理成本的作用。通過描述性統(tǒng)計和實(shí)證研究,其檢驗結(jié)果進(jìn)一步證實(shí)了理論分析所做的上項推論,即金融類上市公司在以國有股為控股股東的背景下,存在控股股東利用股利政策侵害中小股東利益的行為,且代理成本較大。這將有助于解釋股權(quán)結(jié)構(gòu)中各類型股東,特別是國有股東對上市公司制定股利政策時施加的影響。也從深層歡對特定的股權(quán)結(jié)構(gòu)下,股利政策、代理成本之間的關(guān)系有了更全面、深刻的認(rèn)識。因此,從我國金融類上市公司股權(quán)結(jié)構(gòu)的基本特征出發(fā),從降低代理成本的角度,改進(jìn)和優(yōu)化股利政策的措施應(yīng)是首先構(gòu)建合理股權(quán)結(jié)構(gòu),為實(shí)施最優(yōu)股利政策奠定基礎(chǔ)。其次,改進(jìn)現(xiàn)有股利政策,實(shí)行穩(wěn)定的股利分配,使派現(xiàn)成為上市公司的自發(fā)行為,從而降低控股股東和中小股東的代理成本;理性看待股權(quán)融資和債務(wù)融資之間的成本差異,鼓勵上市公司使用債務(wù)融資工具,為最優(yōu)股利政策的實(shí)施創(chuàng)造條件;完善信息披露,增強(qiáng)投資者的權(quán)利保護(hù)意識教育,提高8
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    • 簡介:山東大學(xué)碩士學(xué)位論文中國壽險個人代理人制度研究姓名管麗娜申請學(xué)位級別碩士專業(yè)金融學(xué)指導(dǎo)教師趙尚梅20070326山東大學(xué)碩士學(xué)位論文摘要在我國保險市場恢復(fù)發(fā)展的很長一段時間內(nèi),國內(nèi)的壽險業(yè)務(wù)以團(tuán)險為主,壽險公司對個人壽險業(yè)務(wù)的開展主要是采用單一的自有銷售機(jī)構(gòu)分支公司銷售方式,并逐漸輔以兼業(yè)代理機(jī)構(gòu)銷售的“人保模式”。1992年,個人代理人制度的引進(jìn),打破了傳統(tǒng)的壽險營銷模式,個人壽險業(yè)務(wù)得以快速的發(fā)展,成為壽險業(yè)務(wù)發(fā)展的動力,此后,壽險業(yè)一直保持著強(qiáng)勁的發(fā)展勢頭,并在在1997年,壽險總保費(fèi)首次超過產(chǎn)險總保費(fèi)。對于壽險業(yè)務(wù)的巨大發(fā)展,個人代理人制度功不可沒,但是在這一制度引入后的十幾年里,個人代理人制度的弊端也逐漸凸現(xiàn)出來,這一營銷模式逐漸不能適應(yīng)經(jīng)濟(jì)全球化和知識經(jīng)濟(jì)時代的挑戰(zhàn)。壽險市場是一個典型的信息不對稱市場,壽險市場中各方的信息不對稱以及作為委托方的壽險公司和作為代理方的個人代理人之間的利益不對稱,使個人代理人的行動與壽險公司利益最大化不能相一致,由此引起了委托代理風(fēng)險。對于委托代理風(fēng)險,一般通過激勵約束機(jī)制來解決,但是我國個人代理人制度中解決委托代理風(fēng)險的制度安排存在缺陷,由此引發(fā)了一系列問題。因此,如何在面對日益激烈的市場競爭的同時,繼續(xù)保持中國壽險業(yè)的持續(xù)健康穩(wěn)定發(fā)展,個人代理制度的改革與完善勢在必行。本文正是基于這個問題,借鑒具有代表性的國外壽險營銷制度,在全面分析壽險個人代理人制度積極作用和出現(xiàn)的問題基礎(chǔ)上,依據(jù)委托代理理論基本模型,對壽險個人代理人制度的制度性缺陷加以分析,最后,提出了對現(xiàn)有制度進(jìn)行改革和完善的政策建議。本論文共分五部分引言。引言主要闡述了論文的選題意義和背景,并且界定了相關(guān)概念。第一部分,文獻(xiàn)綜述及刨新。對國內(nèi)外已有的研究進(jìn)行綜述,找出其研究的不足,從而確定自己的寫作重點(diǎn)。第二部分,基本理論及國外經(jīng)驗借鑒?;纠碚摲矫媸紫确治隽宋写砝碚摰幕灸P停盐写砝碚搼?yīng)用于中國的壽險市場,并指出我國解決委托代理風(fēng)險的制度安排,最后簡單介紹了具有代表性的美國和日本壽險營銷制度對我國壽險個人代理人制度的借鑒意義。第三部分,中國壽險個人代理人制度現(xiàn)狀及出現(xiàn)的問題。首先介紹了我國壽險個人代理人制度包含的主要內(nèi)容,并指出壽險個人代理人制度對中國壽險業(yè)的
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      上傳時間:2024-03-03
      頁數(shù): 60
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      下載積分: 5 賞幣
      上傳時間:2024-03-03
      頁數(shù): 72
      1人已閱讀
      ( 4 星級)
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