新制度經(jīng)濟學視角下的國家助學貸款制度變遷研究.pdf

1、東北師范大學碩士學位論文新制度經(jīng)濟學視角下的國家助學貸款制度變遷研究姓名：金鳳申請學位級別：碩士專業(yè)：教育經(jīng)濟與管理指導教師：周曉紅20080501AbstractCmnatsNationalStudentLoanSystem，tlleineVitableproductofrefornlsarlddevelopmentsofCKna’s11ighereducationsystem，isregardedaSoneofthem旬ormean

2、stosolvetheeducationalfaimessandrenectthesuperiori夠ofmesocialistsystemAndthereforeshouldbetakenaSabeneficialprojectforCllinesepeopleHoweVertherehaVebeena昏eatnumberofdi伍cultiesandproblemsintenllsoftheprocessoftheimplement

3、ationof。t11esvstemThereforewhatislyingbeforeusishowtoimproVetheexistingSystema11dbetterrenecteducationfaimessBasedonneweconomictheory，myp印erdeVelopstheresearcnwork謝thamixtureuseofhistoricala11alysis，doculllentreViewandco

4、InparatlVemethodsThe、VholebodyisdiVidedintofiVepartsPanI：IntroductionThepapermainlypresentsthep唧oseofthistopic，si鰣jEicallceofresearch，studyingmethodsandideasand㈣arizestheexistingacbjeVementsinthjsfieldbomathomeandabroadP

5、artII：Thepaperdescribesthetr勾ectoryofChina’sNationalStudentLoallSystem1jroma11istoricalperspectiveandanalyzesthecharlcteristicsofeachstagePanIII：Thepaperproposesthetheoreticalfr鋤ework—InstitutionalChangeT11eoryofNewInsti

6、tutionalEconomicsAndittriestoputNationalStudentLoanSystemintothebaslctheoreticalfr鋤eworkoftheNewInstitutionalEconomics：themotiVes，thesubjectandthebasicmodelforinsmutionalchange；thetransactioncostsoftheinstitutionalchallg

7、eandp礎dependencytheoryPartⅣ：T11epaperpointsoutsomeproblemsinmeNationalStudentLoaIlSyStem：缸inconsistencvandthecon仃adictionbetweenthepolicypositionandtllecommercialoperatlon；e行ectiveincreasingreturIlingmechamsmunabletobebu

8、ilt；tlleconstraintfortheloallingsubjectbeingtoosoRandresultingiIlaseriouscreditcrisis；defcctsofriskcompensationmechanismPartV：Thep印erproposesitspolicyrecommendationsinordertoiIllproVetheNationalStudentLoanSystem：establis

9、hinganagencyandspecializedpolicybanksoftheSystem；adoptingthesuccessfulexperiencesfromabroad；extendingthe10allperiod；e血cllingtllemeansofgivingback10ansandimprovingthepersonalCreditSystemItsconclusionsincludethefollowing：N

10、ationalStudentLoanSystemhaSbeengomgthrou曲agrad砌ev01utionaryprocesswiththep01icyfromtighttolooseaIldthescaletomsmalltolargeWhileonthewhole，thesystemhasmadegreatremarkableprogressesButasforthe骶quencyofissuingandrevocation，