商業(yè)銀行信貸風(fēng)險(xiǎn)外文文獻(xiàn)翻譯2017

1、文獻(xiàn)出處 : Mishra U. The research of commercial bank credit riskmanagement[J].International Journal of Multifaceted and Multilingual Studies, 2017, 1(2)：13-29.原文The research of commercial bank credit risk management Mish

2、ra UAbstractCommercial banks have a decisive position in country's economic and social development, the lifeblood of the national economy and economic security. Commercial bank credit risk management is part o

3、f the risk management system, and the most important part of the main including operation, credit, customer and market, country, etc. All kinds of risks. Based on commercial bank credit risk management on the basis of ge

4、neral analysis and combing related theory, analyzed the commercial bank credit risk management historical change and the important characteristics, causes and risk identification, risk and risk management way of slow-re

5、lease, measurement and evaluation, internal control mechanisms.Keywords: commercial Banks, credit risk, strategic management 1 IntroductionIn today's society economies have such intermediaries by Banks,stu

6、dy the most representative are: the famous British economist AdamSmith's theory of asset management, followed by the middle of last century liabilities risk management theory, after this decade, comp

7、rehensive asset liability management theory came into being, until the 1980 s, the theory has begun to take shape, thanks to the establishment of financial engineering and the Basel system at the same time the balanc

8、e sheets of risk management and asset management theory is also an important member of the composition of the theoretical system. It is worth noting that the information economics and econometrics rapid development in

9、the last century, set off a new wave of the credit risk management theory to upgrade, the two kinds of economics has been widely applied to the risk management, open a new era of the theory research, improving theoretica

10、l system, form large branch system, branch system theory are:Asset management theory: until the 1960 s, the western commercial Banks mainly attaches great importance to the management of the assets. Cash, loans, securit

11、ies assets is the main object of asset management, liquidity management content is roughly divided into three major parts, loans, investment, the target is the lowest risk gain maximum benefit of business.Liability manag