寧夏農(nóng)村差異化正規(guī)金融體系的構(gòu)建研究.pdf

1、獨(dú)創(chuàng)性聲明本人聲明所呈交的論文是我個(gè)人在導(dǎo)師指導(dǎo)下進(jìn)行的研究工作及取得的研究成果。盡我所知，除了文中特別加以標(biāo)注和致謝的地方外，論文中不包含其他人已經(jīng)發(fā)表或撰寫過的研究成果，也不包含為獲得寧夏大學(xué)或其它教育機(jī)構(gòu)的學(xué)位或證書而使用過的材料。與我一同工作的同志對(duì)本研究所做的任何貢獻(xiàn)均已在論文中作了明確的說明并表示了謝意。)研究生簽名：／≥時(shí)問：蒯年歲形。日關(guān)于論文使用授權(quán)的說明本人完全了解寧夏大學(xué)有關(guān)保留、使用學(xué)位論文的規(guī)定，即：學(xué)校有權(quán)保

2、留送交論文的復(fù)印件和磁盤，允許論文被查閱和借閱，可以采用影印、縮印或掃描等復(fù)制手段保存、匯編學(xué)位論文。同意寧夏大學(xué)可以用不同方式在不同媒體上發(fā)表、傳播學(xué)位論文的全部或部分內(nèi)容。(保密的學(xué)位論文在解密后應(yīng)遵守此協(xié)議)＼1。，研究生齠口伙帆∥6年安影D日導(dǎo)師簽名：時(shí)間：0魯f二年r月必日AbstractThereiSacurrentsituationthatitisdifficultforagriculturetaiseSU伍cientfi

3、nancialsupportfromexistingruralregularfinancialsystem，whichattributedtoagriculture’soriginaldeficiencies：longproductioncycle，bigriskandlowprofitManyruralfinancialreformpilotareasfromnationaltolocalinvarioussealesandindif

4、ferentprojectshavebeencarriedoutinordertobuilduparuralregularandappropriatefinancialsystemWefoundinthepreviousstudythatfirstlyruralregularfinancialsystemhas1imitationsinexplanation：differentdevelopmentlevelanddifierentin

5、comeneeddifferentruralregularfinancialsystem；secondly，inrecentyears，ruralfinancialsystemreformhasbeenfocusedonthemarketorientedreform，whichintheorycouldeliminatemonopolyincreasethecompetitivenessbetweenruralfinancialinst

6、itutionsandpromotetheallocationefficiencyinruralfinancialresources，butwhichonlyapplytotheeasterndevelopedareas、)lrimlargenumbersofruralfinancialinstitutionsandbetterruralfinancialdevelopmentconditionsAsforNingxiaawestern

7、undevelopedareamarketoriemedruralfinancialsystemduetotheprofit—drivennaturewillexcludetheruralresidentsaccountedforthelargemajorityfromruralregularfinancialsystemItisimpossibletosarisfyallfinancialdemandsofruralresidents

8、throughasingleruralregularfinancialsystemTmspaperalmstotaketheruralresidents’actualdemandsincomprehensiveconsiderationandattempttobuildupruralregularfinancialsystemThreedifferentiationshouldbereflectedinbuildingprocess：u

9、rbanandruralfinance；developedandundevelopedareas；thepoorandtherichInprocessofattemptingtobuildupruralregularfinancialsystem，weshouldnotonlytakeabovethreedifferentiationinconsideration，butalseasonablyclassifytheruralresid

10、ents’financialdemandsandcomprehensivelyutilizetheruralpolicyfinancialsystem，ruralcooperativefinancialsystemandruralcommercialfinancesystem，SOthatamulti—levelandbroadcoveredruralregularfinancialsystemcouldbebuildupandthei